To be actively involved in the loan process and associated client discussions,
you must have a valid Consumer Credit Licence.
If you are not appropriately licenced by the OFT any referral of potential loan
applicants to Promise must be an incidental and infrequent by-product of your
main business. You cannot act as a financial intermediary or engage in the
preparation and negotiation of any loan agreement other than is consistent
with your normal business activity – for example as the borrower’s accountant.